Every time my wife and I Talked about what would happen if I were seriously injured or died she would start to cry. Naturally, I did everything possible to avoid the topic. But I almost waited to long and risked leaving my family to fend for themselves.

May 10, 2021 was the scariest day of my life.

My daughter and I were driving to the beach when it happened. I had worked late the night before and was dozing off in the passenger seat when I heard my daughter screaming.

DAD! DAD! DAD! Wake up! You’re scaring me.

It took several seconds to focus but I could not stop shaking my head. It went on for at least 10 seconds that my head and legs were shaking. I didn’t know if I had a stroke, a seizure, or what was wrong with me.

For the next few minutes all I could think about was that I had a tumour or cancer. Maybe something even worse! But I was definitely going to die.

It had only been a few minutes, but I was scared.

The next thing that I thought about was what would happen to my wife and two daughters. How will they survive? I never took the time to signup for life insurance because I figured I had nothing to worry about and I didn’t want another monthly payment until the economy improved. There was always an excuse not to get it.

At that very moment I felt like a complete failure as a husband and father.

I didn’t plan for the future or make sure my family would be safe if anything happened to me. Now I was screwed and there was nothing I could do for my family if I were sick!

I had made a huge mistake and this is a warning to everyone reading this.

To make a long story short I went to the doctor and went through days of testing to find the problem and I lucked out and got a second chance. I wasn’t sick or going to die. It was my body sounding the alarm that I was exhausted and had worked to many days in a row without getting enough sleep and not taking care of myself.

Knowing what I know now I should have felt terrible because getting life insurance is incredibly easy and you can get much more than just life insurance.

•   Get a lump sum pay-out to protect your family if you die

•   Have peace of mind that you can still provide for your family even if you are hurt permanently and unable to work.

•   Don’t burn through your savings if you get sick or injured and are unable to work for weeks, because you can still get 75% of your salary while you recover.

•   You don’t even need a medical exam with some plans.

Best of all, there is even a way to pay for your life insurance through your super. That means that if extra bills come up or you need to use your money for something else that you don’t need to worry about your life insurance being cancelled because the payment comes out of your super.

I was shocked how inexpensive it was to protect my income and be prepared if I do ever get sick and have to miss work.

Talk to Billy Explores partners for information you can trust. It’s like having a good friend tell you what you need and what the best way to get it is. That way you do not need to worry about making a mistake or getting sold the wrong thing from some salesperson.

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