Vote 1 Billy Explores To Compare Health Insurance
Vote 1 Billy Explores!
In just a few days Australians will head to the polls to vote. All parties have launched their campaigns and proposed policies. Apart from the democracy sausage, there’s not a lot of fun for polling day when you have to decide who to vote for.
To help everyday Aussies, we have reviewed all of the major policy proposals, and cost of living for Aussies is at the forefront of all parties. Well, thanks very much for your input ScoMo and Albo, but Billy Explores has been looking out for Aussies and helping them to compare health insurance and compare health insurance providers for eons, and deserves to be voted #1! Here’s our official campaign launch!
Let’s Talk About Health Insurance
So, you think you know about health insurance and extras health insurance. Normally purchased as part of your private health insurance, extras cover covers smaller medical expenses not covered under your general hospital cover or the Medicare scheme. Depending on your health fund, it can also include other ancillary health items that help your general health and wellbeing such as paying for gym or natural therapies.
As with hospital cover, health insurance providers will offer different levels of extras policy cover, and can include items such as:
- Dental treatment
- Medical equipment/appliances
- Optical (such as glasses or contact lenses)
- Physiotherapy
- Speech therapy
- Alternative and Natural therapies (acupuncture, naturopathy)
- Chiropractic treatment
- Gym memberships and other health programs
- Psychology
- Ambulance
- Pharmaceuticals not covered by the Pharmaceutical Benefits Scheme
If you know you are going to use a lot of these services, it’s a great idea to have the appropriate services covered under your health insurance extras –those that aren’t covered under general Medicare. Billy thinks it’s most important that you vote to compare health insurance today!
Medicare
But we have Medicare in Australia Billy – we hear you say! We know the Medicare system does a great job, but it doesn’t cover you for everything.
Medicare does still cover quite a bit of service costs, regardless of whether you are a private or a public patient. Medicare has what is called a ‘scheduled fee’ which is outlined in the Medicare Benefit Schedule (MBS), when you are treated in a hospital – this is for every Medicare Line Item as detailed in the MBS.
Medicare and private health insurance cover 100% of this scheduled fee, as well as the cost of your accommodation and theatre fees, provided you’re treated in a hospital that has an agreement with your Health Fund. Obviously however, not all doctors have agreements with specific health insurance funds, so you sometimes have to pay the difference.
The same applies for extras cover and in your private health insurance policy.
Why Vote 1 Billy To Compare Health Insurance
Billy Explores is now starting to campaign for all Aussies to click here to compare health insurance! You don’t even have to do anything to vote except click here to compare health insurance!
Health Insurance Premiums Keep Going Up!
Health Insurance premiums are always going up, and it seems what you get for it is always going backward. That doesn’t seem too fair! We vote no to less inclusions in your health insurance policies and YES to a better deal from your health insurance provider! Are you getting the best extras cover for your needs or have you got too much extras cover?
We already offer Aussies the opportunity to compare health insurance providers and get the best possible deal for them from our panel of health insurance providers.
Gap Payments
Gap payments are totally pesky things! See, they always seem to pop up when you’re not looking. You go to pay the dentist or claim a different treatment and THEN you have to pay out of your own pocket a lot more for the service. So – a gap fee is actually the out of pocket cost that you have to pay when you receive hospital treatment, or some other medical treatment. So, the treatment actually costs you more than what you are able to claim back from Medicare or through your private health insurance so it’s called a gap fee.
Let’s give you an example. You visit your dentist who will charge you $250 for a regular clean and check up, however your health fund will only cover $200 of this cost. The $50 out of pocket expense you must pay is called the gap fee.
Billy says vote No to the gap payments you don’t want to pay and vote YES to comparing the best health insurance deals in Australia from our panel of health insurance providers.
Vote Yes Compare Health Insurance Providers Today
You don’t have to go to a polling booth to compare health insurance in Australia! How awesome is that! Just click the link below, and you can see if you can get a better deal for you on your health insurance cover from Billy’s panel of providers. See, it’s not that hard to save time and effort and explore potential savings on your health insurance policy! Now we’ve done that, can someone please send Billy another democracy sausage?
