Billy Explores has a very important message. Do a health insurance comparison Australia, for dental!
“Wait, what Billy?” We hear you calling. “Are you saying to compare health insurance, Australia, but do a dental insurance compare?”
Yes, that’s exactly right! Here at Billy Explores, we know you want to find the best private insurance for dental, and find the best private insurance for dental for your needs. But did you know the best health insurance for dental for your needs might not necessarily be the cheapest. In this article we will answer the major questions you have about the best health insurance for dental in Australia, health insurance comparison how to guide and then give you a step by step guide on how to do a private health insurance comparison for dental! Phew. Let’s get started!
Best Health Insurance For Dental – Important Information
When you start looking for the best health insurance for dental, you need to take some things into consideration. Here are the key facts below
- Dental cover is covered by private health insurance extras policies
- Medicare doesn’t cover dental, but some states offer limited services for children and other groups.
- There are different levels of dental cover available, including General, Major and Orthodontics.
- Major dental surgery in a hospital will be covered under hospital cover.
How Does Private Dental Health Insurance Work?
Dental health insurance is covered differently to hospital cover. Dental insurance is available as part of extras health insurance cover.. Extras health insurance covers out-of-hospital services that Medicare doesn’t cover such as dental, optical and physio.
Some policies will pay a percentage of your bill, up to a certain amount, when you visit the dentist. Others will pay a set amount for specific services. It can cover you for:
General dental is the one you would most often use. This covers common procedures such as check-ups, teeth cleaning, fluoride treatments, X-rays and small fillings.
This includes more complex procedures such as crowns, bridgework, veneers and implants.
Orthodontics covers specialist dentistry for aligning teeth and jaws. Treatments can include braces, plates and retainers.
It definitely pays to have private health insurance for dental, especially if you visit the dentist often or have children in your policy that might need orthodontics.
Medicare Vs Private Health Insurance And Dental
As mentioned above, a key difference between Medicare and Private Health Insurance (extras with dental) is that Medicare doesn’t cover for the majority of dental services at the dentist. This means if you use it a lot you will definitely be out of pocket a lot. Which is why it’s important to do an extras insurance comparison.
Dental Costs – Why You Might Need Private Health Insurance
Naturally there are a lot of variables when looking at dental costs and the cost of dental treatments. The cost of certain dental treatments depends on your dentist, where you live, and your unique situation. But a 2019 HealthEngine Survey tried to find out how the cost on average of common treatments in Sydney.
Procedure – Average cost – Lowest cost
Dental check-up – $166 -$40
White filling – $224 – $130
Wisdom tooth extraction – $366 -$150
Teeth whitening – $470 – $150
Root canal – $1,225 – $550
Ouch! Those prices will definitely hit the hip pocket, as well as the mouth.More complicated dental work will be even costlier, especially braces. According to Orthodontics Australia, braces can cost anywhere between $6,000 and $9,000! That will hurt your hip pocket even more! See below for some prices (and then get started on the dental insurance in Australia comparison and extras insurance comparison while you’re at it).
Type – Price
Clear aligners – $6,000 – $9,000
Ceramic braces – $6,500 – $9,500
Metal braces – $6,000 – $9,000
Lingual braces – $9,500 – $15,000
Does The Best Health Insurance For Dental Cover Surgery?
Unfortunately no. You will generally find that any dental surgery that is performed in a hospital (such as dental impact surgery). However, this doesn’t mean you need to miss out on private health insurance for dental surgery? You can still compare health insurance in Australia and make sure that your dental needs are covered. It’s so easy to compare hospital cover in Australia through Billy Explores. To start with your private health insurance comparison, simply click here.
Find The Best Health Insurance For Dental For Your Needs
So hopefully you know a little bit more about dental health insurance, and how everything works. Medicare may only cover dental surgery in a hospital, and you could seriously be out of pocket. To find the best health insurance for dental needs, it’s quite easy. All you need to do is do an extras health insurance comparison through Billy Explores. You can save time and effort, and explore the best health insurance for dental for your needs and budget. Do your dental insurance in Australia comparison today through Billy Explores!